saravanan@purplepond.in

It doesn’t matter what age you are.
Of course, it is always good to start early in order to make compounding your friend. But whether you are a young person, Gen Z or slightly older (millennials) it is never too late to think and plan for your retirement.
Remember, the earlier you start the better. But that doesn’t mean that you cannot start if you are not young.
If you are 30 and start planning by investing a small amount of money every month, you will have a longer time for investment and get the benefit of the power of compounding. If you are starting in your 40s, you will of course get a shorter window than the 30 year old but you will still have a long enough window.
The point is to have enough so you can find your purpose and do the things you want to do without worrying about your income.